Affirm Financing FAQ


Can I pay off my purchase early?

Yes! There’s no penalty for paying early


How do I make my payments?

You can make or schedule payments at or in the Affirm appfor iOS or Android. Affirm will send you email and text reminders beforepayments are due.


Can I return an item I bought with Affirm?

Yes—you can return an item you bought with Affirm by initiating thereturn process with the store following the Delivery & Returns policy.


Does checking my eligibility affect my credit score?

No—your credit score won’t be affected when you create an Affirmaccount or check your eligibility. If you decide to buy with Affirm, thismay impact your credit score. You can find more information in Affirm’scustomer Help Center.


Do I need a mobile number to use Affirm?

Yes, you’ll need a mobile phone number from the U.S. or U.S.territories. This helps Affirm verify it’s really you who is creating youraccount and signing in.


Where can I learn more about Affirm?

You can visit their website at